References to "you" or "your" are references to any person accessing this website ("Site").

References to "we", "us", "our" or "Auction" are references to Auction Finance Limited.

Company Information

Auction Finance Limited is registered in England. Registered number 04949929. Registered office: Lake View, Lakeside, Cheadle, SK8 3GW. Tel: 0161 333 1972. Fax: 0844 873 4221. Group VAT registration number 588797251. Auction Finance Limited's parent company is Jerrold Holdings Limited. Registered in England. Registered number 02939389. Registered office: Lake View, Lakeside, Cheadle, SK8 3GW.

Ownership

The Site is controlled and operated by Auction from the United Kingdom and complies with English law. Those who choose to access the Site from other locations do so on their own initiative and are responsible for compliance with any applicable local laws.

Site Terms

It is a condition of use of this Site that you accept and agree to the following terms and conditions. These terms and conditions govern your use of this Site and by accessing this Site you agree to be bound by them. No other terms shall apply unless stated below.

Please note that if you are an existing Auction customer or take out a product with Auction, these terms will apply in addition to those contained within your Offer letter and Legal Charge (Standard Security if in Scotland). All Auction products and services are subject to separate terms and conditions which govern their use. We reserve the right to change these terms and conditions at any time without notice by updating this posting and your continued access to or use of this Site will constitute your acceptance of any such changes. You are bound by any such revision and should therefore periodically visit this page to review the then current terms.

Use of Site

At our sole discretion, we reserve the right to refuse access to, or terminate your use of this website or any component of it for any reason, including without limitation where we believe you have not acted in accordance with the terms and conditions of this Site. This refusal of access may take whatever form we deem suitable.

Copyright

No material from this Site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal home use only, provided you keep intact all copyright and other proprietary notices.

This website is protected by copyright and database rights. You acknowledge that all trademarks (registered or unregistered) used in providing this service shall remain the property of Auction at all times.

Third Party Services

Where we provide hypertext links to third party internet websites you will leave this website. Once you leave this website, whether or not you realise that you are leaving, we are no longer in any way responsible for the material on the other website that you enter. Such links are not an endorsement by us of any products or services in such websites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such content. We exclude to the fullest extent permitted by law all liability that may arise in connection with or as a result of such external website material causing any damage, costs, injury or financial loss of any kind. We have not verified the accuracy of any content of such websites.

Neither you nor any third party is permitted to link any other website to this Site without obtaining our prior written consent.

Any third party software which may be downloaded from a Site operated by a third party (whether referred to on or linked to this Site) is the responsibility of that party and not of Auction, who shall have no responsibility or liability arising in respect of any loss, damage, viruses or otherwise arising as a result of the downloading by you of such software.

No Offer

Nothing in this Site should be construed as a solicitation or offer, or recommendation, to acquire any product or to engage in any other transaction, or to provide any investment advice or service.

No Warranty

Although we have taken all reasonable care to ensure that the information provided on this Site is accurate, we make no representation or warranties of any kind, express or implied, about the accuracy timeliness or completeness of any such information.

We neither warrant nor represent that your use of this website will not infringe the rights of third parties.

Opinions and any other content of the Site are provided by us for personal use and informational purposes only and are subject to change without notice.

Nothing contained on this Site constitutes legal, investment, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making an investment decision.

No Liability

Under no circumstances shall we accept liability in any event including (without limitation) negligence for any damages or loss of any kind, including (without limitation) direct, indirect, incidental, special or consequential damages, expenses or losses arising out of, or in connection with your use or inability to use the Site, or in connection with any error, omission, defect, computer virus or system failure, or loss of any profit, goodwill or reputation, even if expressly advised of the possibility of such loss or damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other Sites from this Site. We shall have no responsibility in respect of any goods or services brought by you from any other organisation referred to on this Site.

You have sole responsibility for adequate protection and backup of data and/or equipment used by you in connection with this website and will not make a claim against us for lost data, re-run time, inaccurate output, work delays or lost profits resulting from the use of such materials.

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site.

You agree that you will not use this website to:

• 1. Commit or encourage any criminal offence including a fraud;
• 2. Send via any of the forms provided on this website any material which is offensive, or which may be abusive, indecent or in breach of confidence, copyright, privacy or any other rights;
• 3. Insert or knowingly or recklessly transmit or distribute a virus, worm, Trojan horse, time bomb, trap door or any other computer code, files or programs or repetitive requests designed to interrupt, destroy or limit the functionality of any computer software or hardware or to diminish the quality of, interfere with the performance of or impair the functionality of this website;
• 4. Hack into any aspect of this website;
• 5. Circumvent, or attempt to seek to circumvent, any of the security safeguards of this website;
• 6. Permit any third party to do any of the above.

These terms shall be governed by and construed in accordance with English law and any dispute in connection with arising out of this Site or these terms and conditions is subject to the exclusive jurisdiction of the English Courts. If you have any queries regarding this website or the information contained on it, please contact the website administrator by telephone on 0161 333 1972.

This Site is controlled and operated by us from the United Kingdom. This Site is intended for United Kingdom use only. We make no representations that materials in this website are appropriate or available for use in other locations. Those who choose to access this website from other locations do so at their own risk and are responsible for compliance with any and all local laws, if and to the extent local laws are applicable.